Every plan is reviewed and funded by the same in-house team, so switching between them mid-conversation is easy if your situation doesn't match your first guess.
A simple starting point for homeowners who want to understand what their equity could offer, with plain-language terms and no pressure to commit. Many homeowners use this plan purely to compare their options before deciding on anything.
A flexible plan many homeowners choose for financing a renovation, consolidating higher-interest expenses, or covering another larger household need. It's our most requested plan because it fits the widest range of situations.
A more comprehensive plan for homeowners working toward a larger, longer-term goal, with extended terms and closer support along the way. Suited to projects or goals that unfold over more than a single season.
Built for homeowners with a rental or more than one property, with plans that account for a varied portfolio rather than a single primary residence.
A more involved plan for higher-value homes and homeowners who want additional support at every step, from initial review through funding.
This is meant only as a general guide. The appropriate plan ultimately depends on your individual circumstances and applicable eligibility requirements.
Speak directly with our team about which of the five equity plans may work best for you.
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